Which AI model to use? (Sept 2026)
Confused about which AI model to choose in September 2026? Compare strengths, use cases and performance to pick the right fit for your business.
Every AI lab says its newest model is the best one. Most of them are right about something. This page sets out, category by category, which of the September 2026 models actually leads on medical, coding, legal, cybersecurity, reasoning, images, video and more — with the published scores, the price, and the caveats the launch posts leave out.
The short answer
Best all-round
Claude Fable 5.1 and GPT-6 Astra, tied at 53 on the Artificial Analysis Intelligence Index v4.3. Fable leads knowledge and factual accuracy; Astra leads maths, computer use and cyber.
Best value flagship
Claude Opus 5 at $5 in / $25 out per million tokens — half the price of the two leaders, 1M context, and within a point or two on most coding tests.
Fastest and cheapest
Gemini 3.8 Flash at around 262 tokens per second and $0.75 / $3.75 per million. Near-frontier coding scores at a fraction of the cost.
Best to self-host
DeepSeek V4 Pro (MIT licence, 80.6% SWE-bench Verified) for code; GLM-5.3 (45 on the index) for general work. Your data never leaves your own servers.
No single model wins everything. The right answer depends on the job.
The models compared
These are the current generally available flagships from each lab, plus the leading open-weight models. Claude Mythos 5.1 and Grok 4.7 are deliberately absent: Mythos is restricted to vetted US organisations, and Grok 4.7 had not shipped at the time of writing despite several announced dates.
| Model | Maker | Released | Context | API price ($ per million tokens, in / out) |
|---|---|---|---|---|
| Claude Fable 5.1 | Anthropic | 1 Sep 2026 | 1M | $10 / $50 |
| Claude Opus 5 | Anthropic | Jul 2026 | 1M | $5 / $25 |
| Claude Sonnet 5 | Anthropic | Jun 2026 | 1M | ~$3 / $15 |
| GPT-6 Astra | OpenAI | 3 Sep 2026 | 1.05M | $10 / $50 |
| GPT-5.6 Sol | OpenAI | Jul 2026 | 1.05M | $5 / $30 |
| GPT-5.6 Terra | OpenAI | Jul 2026 | 1.05M | $2.50 / $15 |
| GPT-5.6 Luna | OpenAI | Jul 2026 | 1.05M | $1 / $6 |
| Gemini 3.8 Flash | 2 Sep 2026 | 1M | $0.75 / $3.75 (doubles 1 Jan 2027) | |
| Gemini 3.1 Pro | Feb 2026 | 1M | $2 / $12 | |
| Grok 4.6 | xAI (SpaceXAI) | 12 Aug 2026 | 500K | $2 / $6 |
| Muse Spark 1.3 | Meta | 2 Sep 2026 | 1M | $1.25 / $4.25 |
| DeepSeek V4 Pro | DeepSeek | Aug 2026 | 1M | ~$0.14 / $0.28 (open weights) |
| Qwen3.8-Max | Alibaba | Aug 2026 | 1M | API only |
| Kimi K3 | Moonshot | Jul 2026 | 1M | ~$0.60 / $15 (open weights) |
| GLM-5.3 | Z.ai | Aug 2026 | 1M | Low; open weights |
| Mistral Medium 3.5 | Mistral (France) | Apr 2026 | 256K | Low; not fully published |
Category rankings
Reasoning and overall intelligence
The Artificial Analysis Intelligence Index v4.3 combines ten tests, including agentic knowledge work, terminal tasks, document reasoning and factual accuracy, with 40% of the questions held private so vendors cannot train on them. The current ceiling is 53. Bars here are scaled to the leader.
If you have seen index scores of 57, 61 or 66 quoted for these models, those are older scales from earlier in September. Only v4.3 numbers are comparable with each other.
Science knowledge
GPQA Diamond is a set of graduate-level physics, chemistry and biology questions written so that experts outside the field cannot answer them with Google. The frontier is now bunched within six points of the ceiling.
Maths
FrontierMath Tier 4 is research-level mathematics. Note that these are OpenAI-reported figures and that OpenAI funded FrontierMath and had sight of many of its problems, so treat the gap as directional rather than settled.
Coding
Terminal-Bench 2.1 is the widest independent comparison: agentic tasks run in a real shell, scored by Artificial Analysis on the same harness for every model. It is the fairest single number for "can this thing do engineering work".
The harder tests tell a different story
DeepSWE 1.1 puts a model inside a real repository and asks it to fix real issues. Terminal-Bench 4.0 is the newer, much harder version of the shell test. On these the order changes and the field spreads out.
| Model | DeepSWE 1.1 | Terminal-Bench 4.0 | SWE-bench Verified |
|---|---|---|---|
| Muse Spark 1.3 | 75.4% V | — | — |
| GPT-6 Astra | 74.1% V | 57.7% V | — |
| Gemini 3.8 Flash | 73.8% V | 19.1% V | — |
| Claude Opus 5 | 73.6% V | — | — |
| GPT-5.6 Sol | 72.7% V | 37.3% V | — |
| Claude Fable 5 | 69.9% V | — | — |
| Claude Fable 5.1 | 67.4% V | 55.8% V | — |
| DeepSeek V4 Pro | — | — | 80.6% V (top open-weight) |
What about PHP, C# and SQL?
Every headline coding score above is Python-biased: SWE-bench Verified is 500 tasks drawn from twelve open-source Python repositories, and DeepSWE and Terminal-Bench lean the same way. Nobody publishes a PHP or C# leaderboard. Two datasets get close, and both point the same way.
| Test | Why it matters for PHP / C# | Leader | Score | Next best |
|---|---|---|---|---|
| SWE-bench Multilingual | Real GitHub issues across nine languages including PHP (C# is not among them). Anthropic is the only frontier lab that publishes a result. | Claude Opus 4.6 | 77.8% V | No published GPT, Gemini or Grok figure. Open-weight Qwen3.6-35B: 67.2% |
| Scale SEAL private commercial repositories | Unseen business codebases that look nothing like popular open-source projects — the closest proxy to a real PHP or .NET application. | Claude Opus 4.6 (thinking) | 47.1% I | Muse Spark 44.7%, GPT-5.4 xHigh 43.4%, Gemini 3.1 Pro 32.2% |
Opus 4.6 dropped only three points moving from Python-only Verified (80.8%) to Multilingual (77.8%), and on the private commercial set Claude degrades less than its competitors when moving from public to unseen repositories. Both figures are from the previous Claude generation, because the current one has not been re-run on these tests; the pattern is the point.
Desktop and computer use
OSWorld 2.0 gives a model a real desktop and 108 long workflows that take a human around 1.6 hours each. The headline numbers are partial-credit; the strict "finished the whole job" rate is far lower and shown alongside.
Strict end-to-end completion: Fable 5.1 41.7%, Opus 5 39.6%. Fable scores zero on any task where its safety classifiers intervene, which drags its average down on security-adjacent work. Astra completes tasks around 47% faster than GPT-5.6 Sol, so it often wins on wall-clock time despite the lower score.
Global knowledge
Humanity's Last Exam is 2,500 expert-written questions across every academic field. With tools enabled, Claude leads and this is the one academic test GPT-6 Astra loses.
Gemini's figure is on the HLE-Verified variant, so treat it as approximate. Factual accuracy specifically is covered in the hallucination section below, where Fable 5.1 also leads at 67%.
Biology and life sciences
This is the thinnest category. Only OpenAI publishes head-to-head life-science scores, Anthropic routes biology questions on Fable to Opus 5, and the strongest biology model on either side (Claude Mythos 5.1) is not available in the UK.
| Model | GeneBench Pro | LifeSciBench | Note |
|---|---|---|---|
| GPT-6 Astra | 37.8% V | 60.3% V | Leads both published tests |
| GPT-5.6 Sol | 28.7% V | 59.9% V | Near-level on LifeSciBench |
| Claude Fable 5.1 / Opus 5 | not published | not published | Biology requests on Fable are routed to Opus 5 |
| Grok 4.6 | not published | not published | Won a biosecurity benchmark no other model matched; no percentage released |
| Claude Mythos 5.1 | restricted | restricted | Virology evaluations of 0.81–0.87 reported, behind a US verification programme |
Legal (professional)
Legal benchmarks are the most fragmented, and each one is led by a different model. The consistent finding across all of them: models pass around 90% of the individual criteria on a legal task but complete very few whole tasks end to end.
| Benchmark | What it measures | Leader | Score |
|---|---|---|---|
| BigLaw Bench | Drafting and analysis to law-firm standard | Claude (Opus 4.8 reference) | 91.1% I |
| Harvey Bench / GDPval | Professional legal work product | Grok 4.6 | rank only, no % published |
| Legal Research Bench (Vals) | Case-law research accuracy | GPT-5.6 Sol | 48.1% I |
| HAQQ | Legal question answering | DeepSeek V4 Pro | 36.8 / 50 I |
| Harvey LAB | End-to-end agentic legal tasks | Muse Spark 1.1 | 20.0% I |
Reasonable working rule: Claude for drafting and precision, GPT for research, and a human reads everything before it goes out. None of these models should be trusted to complete legal work unsupervised.
Cybersecurity
Two tests matter. ExploitBench measures whether a model can turn a known vulnerability into a working exploit; CyberGym measures whether it can find vulnerabilities in real codebases. A model can be excellent at one and mediocre at the other.
ExploitBench above. On CyberGym (vulnerability discovery) the order flips: DeepSeek V4.1 Flash 88.1%, Gemini 3.8 Flash cyber variant 86.2%, GLM-5.3 84.5%. Claude Fable 5.1 has no published cyber score because penetration-testing, exploit and binary-scanning requests are routed to Opus 4.8; Gemini's cyber variant is only available inside Google's Fairwind programme; and Astra's public build declines advanced offensive work unless your organisation is enrolled in OpenAI's Daybreak scheme.
Tool use and agents
AutomationBench-AA is Artificial Analysis's version of Zapier's business-workflow test: multi-step tasks across real apps. The headline score gives partial credit; the strict figure counts only workflows finished without breaking a single rule.
Strict, no-rule-broken completion: Astra 41.6%, Fable 5.1 32.1%, Opus 5 28.3%. On AA-Briefcase, the multi-week knowledge-work test, the order reverses and Fable 5.1 and Opus 5 lead ahead of Astra and Muse Spark 1.3. Grok 4.6 is the value pick here: near the top at a third of the price.
Medical and health
Three different questions get asked under "medical", and they have three different answers.
Professional use: answering to a physician's standard
HealthBench Professional is built from 5,000 conversations and physician-written rubrics from 262 doctors in 60 countries, scored on the length-adjusted version so that longer answers do not automatically win. It is OpenAI's benchmark, and all figures are OpenAI-run.
Fable 5.1 scoring below Fable 5 is a safety-routing artefact, not a capability regression: questions its classifiers flag are answered by a smaller model and marked down accordingly. No Gemini, Grok or open-weight model has a published HealthBench Professional score.
General medical information for the public
No consumer-grade health benchmark has been published for this generation of models, so the professional ranking above is the best available guide, read together with the hallucination table further down. The practical change this month is on the refusal side: Anthropic reports that Fable 5.1's biology safeguards fire 85% less often on benign elementary biology and medical questions than Fable 5's did, which means fewer "I can't help with that" answers to ordinary health queries.
Scan and imaging interpretation
The imaging benchmarks exist, but they live in academic papers rather than on vendor leaderboards: Radiology's Last Exam (RadLE) tests chatbots against board-certified radiologists on hard spot-diagnosis cases, ReXVQA covers chest X-ray question answering, CXR-LT is a multi-centre chest X-ray challenge with over 145,000 images, and newer sets such as NeuroQA cover 3D brain MRI. No lab publishes scores on any of them, so the only figures come from independent studies — which run a generation behind the current models.
| Modality (RadLE) | Radiologists | Best chatbot | Others |
|---|---|---|---|
| MRI | 98% | GPT-5, 45% | Gemini 2.5 Pro 35%, o3 33%, Grok-4 23%, Claude Opus 4.1 0% |
| X-ray | 89% | GPT-5, 31% | Gemini 2.5 Pro 22%, o3 22%, Grok-4 8%, Claude Opus 4.1 3% |
| CT | 79% | Gemini 2.5 Pro, 29% | GPT-5 22%, o3 19%, Grok-4 8%, Claude Opus 4.1 1% |
Other studies agree on the ordering. On pneumothorax from chest radiographs, ChatGPT-4o was most accurate at 69.6%, then Claude 3.5 at 64.9% and Gemini 2.0 at 57.4% — but every model fell to between 12% and 21% on children, and ChatGPT dropped from 81.6% on large pneumothoraces to 42.2% on small ones. On measuring liver metastases against a radiologist's reference, Gemini reached an agreement score of 0.81, GPT-o3 0.52 and Claude 4 Opus 0.07.
Claude's pattern is consistent: it is the weakest of the majors at reading pixels and the strongest at reading radiology text. On structuring 3,949 head CT reports, Claude was significantly more accurate than GPT and Gemini for intracranial haemorrhage, and on 56 JAMA neuroradiology cases Claude 3.5 achieved the highest accuracy (80.4%) when given the image and the report together.
Explaining a scan
GPT first, Gemini second. Fine for describing findings in plain English to a patient. Not close to a radiologist: the best result on any modality was 45% against 98%.
Working with reports
Claude. Structuring, summarising and extracting findings from radiology text is where it leads, even though it trails badly on the images themselves.
Actually analysing scans
A specialist model, not a chatbot. Google's MedGemma is purpose-built for medicine, reads X-ray, CT and MRI volumes natively, runs locally, and in the ReXVQA reader study scored 83.84% — above every human reader in the panel.
Clinical use
The regulated products deployed in NHS radiology — chest X-ray triage, stroke CT, fracture detection — are UKCA/CE-marked medical devices with published sensitivity per condition. No general chatbot is one.
Two caveats. Every study above tested general models one generation behind the current ones — GPT-6 Astra, Claude Fable 5.1 and Gemini 3.8 Flash have not yet been run through RadLE. And the RadLE cases are deliberately hard: on routine chest X-rays the chatbots do markedly better, as the pneumothorax study shows, and MedGemma does better still.
Speed
Two different things get called speed. Tokens per second is how fast text appears on screen; time per task is how long an agent takes to finish a job, which depends as much on how many tokens a model needs as on how fast it produces them.
| Model | Output speed (tokens/sec) | Time to first token | Token efficiency |
|---|---|---|---|
| Gemini 3.8 Flash | 262–265 | 3.0s median | Fast but verbose |
| Gemini 3.5 Flash | 219 | — | — |
| Grok 4.3 | 125 | — | Previous generation |
| GPT-5.6 Terra | ~103 | low | Fastest GPT-5.6 tier |
| Grok 4.5 (high effort) | 55 | 15.1s | — |
| GPT-6 Astra | 49–54 | 10s+ | Most efficient at the frontier: ~60M tokens for the full index vs an 89M median |
| Claude Fable 5.1 | slow | 10.8s (p95) | Most token-hungry frontier model; 1.7× the output of Fable 5 |
| Muse Spark 1.3 | — | 5.9s (p95) | ~3× the tokens of version 1.2 |
| Kimi K3 | — | — | Averages nearly an hour per task on AA-Briefcase |
If you are running agents, token efficiency is the number that sets your bill. Astra is slow per token but so concise that its cost and time per task frequently undercut faster-looking rivals.
Hallucination and accuracy
AA-Omniscience asks 6,000 hard factual questions and tracks two things separately: how often the model is right, and how often it makes something up when it does not know. A model can post a low hallucination rate simply by refusing to answer, so read the two columns together.
| Model | Accuracy (higher is better) | Hallucination rate (lower is better) | Read as |
|---|---|---|---|
| Claude Fable 5.1 | 67% | not yet published | Highest accuracy ever measured; answers more, so hallucination will not be low |
| Claude Fable 5 | 65% | 63.6% | Very accurate, confidently wrong when it misses |
| Claude Opus 5 | ~61% | 60.8% | First Opus that answers rather than declines |
| GPT-6 Astra | ~55% | 51% | Halved Sol's hallucination rate without refusing more |
| Gemini 3.1 Pro | 54.9% | 50.9% | Balanced |
| Grok 4.5 | 54% | 54.1% | Bought accuracy with more guessing |
| Gemini 3.8 Flash | — | 55.2% | — |
| Kimi K3 | 46–48% | 51–53% | Regressed from K2.6 |
| Claude Opus 4.8 | 46.6% | 35.9% | Best calibrated flagship: knows what it doesn't know |
| Grok 4.3 (medium) | — | 16% | Lowest rate of any flagship-class model |
| GPT-5.6 Sol | ~51% | 92.2% | Almost never admits ignorance |
| DeepSeek V4 Flash | — | 96% | Strong coder, near-total overconfidence on facts |
The very lowest hallucination rates on the board belong to small models that refuse most questions (Cohere's Command A+ at 14.2%, with 9% accuracy). That is not a model you want; it is a model that has learned to say "I don't know". Also worth knowing: reasoning modes hallucinate two to three times more than plain modes on summarisation tests. If the facts matter, turn thinking off or give the model a document to work from.
Refusals and over-blocking
This is the category businesses ask about most and the one with the least data. No leaderboard measures "refused a perfectly reasonable request" across vendors, so the table below collects what has actually been published.
| Model | What is known | Figure |
|---|---|---|
| Claude Fable 5.1 | Anthropic says its new safeguards block 60% fewer false positives than Fable 5, with around 60% fewer cyber interventions per session, and biology safeguards firing 85% less often on benign medical questions. Pentest, exploit and binary-scan requests still go to Opus 4.8. | −60% / −85% vs Fable 5 |
| Claude Fable 5 | Fell back to Opus on roughly 18% of AutomationBench-AA tasks and 9% of AA-Omniscience questions — the only absolute block rate any vendor's routing has produced. | 9–18% of tasks |
| Older Claude (4.6) | OR-Bench over-refusal on a benign health-robotics set: Opus 4.6 33.5%, Sonnet 4.6 25.9%. Claude has historically been the safest and the most over-cautious. | 26–34% |
| GPT-6 Astra | Public build declines advanced offensive cyber work; wider access through the Daybreak programme for vetted organisations. Alignment testing: 0% unauthorised task completion. | qualitative |
| Gemini | Cyber variant restricted to the Fairwind programme. Older Gemini 2.5 Flash showed 46.3% over-refusal on the same health set. | 46% (older gen) |
| Mistral | Accepts most prompts on OR-Bench; consistently the lowest over-refusal of the majors. | low |
| Open-weight models | Independent bio-research testing found benign-tier over-refusal of 91.5% for Kimi K2.6, 76.6% for Claude Opus 4.7 and 57.9% for GPT-5.5 — and that a model's overall refusal rate is a poor predictor of how sensibly it refuses. | 58–92% (bio prompts) |
A model that refuses to look at malware is no use to the people whose job is looking at malware.
Image generation
Image models are ranked by blind human votes in the Artificial Analysis arena: two images from the same prompt, pick the better one, thousands of times. Elo is the native unit; higher is better and 30 points is a meaningful gap.
| Model | Maker | Text-to-image Elo | Image editing | Best at | Price per 1,000 images |
|---|---|---|---|---|---|
| GPT Image 2.5 Flare | OpenAI | 1187 (#1) | — | Photorealism, text in images | not published |
| GPT Image 2.5 Sunburst | OpenAI | 1180 (#2) | — | As above, lower cost tier | not published |
| GPT Image 2 | OpenAI | 1171 (#3) | #2–3 | Plans the layout before drawing; strong typography | $211 |
| MAI-Image-2.6 | Microsoft | 1145 (#4) | — | Briefly challenged OpenAI in early September | not published |
| Reve 2.1 | Reve | 1127 (#5) | #1 | Editing an existing image | not published |
| Nano Banana Pro (Gemini 3 Pro Image) | below top 5 | #3 | True 4K output, multilingual text, identity lock across edits | $67 (Nano Banana 2) | |
| Grok Imagine | xAI | ~14th | #5 | Editing more than generation | not published |
| Ideogram 4.0 | Ideogram | 1017 (top open-weight) | — | Typography and text-heavy graphics | low |
| FLUX.2 [dev] | Black Forest Labs | 1000 | — | Runs locally; best open-weight for photorealism | open weights |
| Midjourney V8.1 | Midjourney | not on arena | — | Aesthetic and creative ideation | subscription |
For diagrams, technical illustrations and anything with words in it, no benchmark measures "diagram quality" directly; text-rendering ability is the proxy, and GPT Image 2/2.5, Ideogram 4.0 and Nano Banana Pro lead it. For architecture diagrams you will usually get a better result asking a language model for SVG or Mermaid than asking an image model to draw one.
Video generation
Chinese labs currently dominate video. Google's Veo 3.1 is the strongest option that is straightforward to license in the UK, and it is the only model producing properly synchronised 48kHz speech rather than just sound effects.
| Model | Maker | Text-to-video | Image-to-video Elo | Output | Price |
|---|---|---|---|---|---|
| Kling 3.0 | Kuaishou | #1 (llm-stats arena, 1934) | mid-pack | 4K, 60fps, 15s, multilingual lip-sync | ~$0.10/sec |
| Seedance 2.0 | ByteDance | #1 with audio (AA, ~1219) | 1344 | 1080p+, native audio, up to 9 reference images | China-first (Doubao) |
| HappyHorse 1.1 | Alibaba | #1 without audio (AA, 1357) | — | 7-language lip-sync | via fal.ai |
| Gemini Omni Flash | — | 1366 (#1) | Audio-capable | low | |
| Wan 3.0 | Alibaba | — | 1362 | 1080p; best open-weight video model | low |
| MiniMax H3 | MiniMax | — | 1351 | 1080p; open weights | low |
| Grok Imagine Video 1.5 | xAI | weaker | 1331 | Tuned for animating stills | via Grok |
| Veo 3.1 | #3 with audio | mid-pack | Up to 4K, 48kHz synchronised dialogue, best prompt adherence | ~$0.15/sec | |
| Runway Gen-4.5 | Runway | 1247 at launch; now outside top 10 | — | 4K; best motion brushes and scene control for film work | subscription / API |
| Sora 2 | OpenAI | withdrawn | withdrawn | App closed; API ends 24 September 2026 | — |
What it costs to use them yourself
API prices are in the model table above. For individual chat subscriptions, the whole market has settled on a $20-a-month standard tier, with budget tiers below it and power-user tiers of $100 to $300 above it. Prices are the vendors' US list prices; UK checkouts are billed in sterling with VAT added, so check the vendor page for the exact figure on the day.
| Service | Free tier | Budget | Standard | Power user | What the standard tier gets you |
|---|---|---|---|---|---|
| ChatGPT | Yes, GPT-5.6 Luna, unlimited text | Go $8 | Plus $20 | Pro $100–$200 | GPT-6 Astra and GPT-5.6 Sol; Astra is not on Free or Go |
| Claude | Yes, daily caps | — | Pro $20 ($17 annual) | Max $100 (5×) / $200 (20×) | Opus 5 by default; Fable 5.1 on higher tiers |
| Gemini | Yes, 3.6 Flash | AI Plus $4.99 | AI Pro $19.99 | AI Ultra $99.99 / $199.99 | 3.1 Pro with 1M context; Ultra was cut from $249.99 at I/O 2026 |
| Grok | Yes, 10 messages per 2 hours | X Premium $8 / SuperGrok Lite $10 | SuperGrok $30 | Premium+ $40 / SuperGrok Heavy $300 | Grok 4.6, 30 queries per 2-hour window; Heavy runs parallel agents |
| DeepSeek | Yes, web chat is free | — | no monthly plan | — | Everything else is per-token API, or self-hosted |
Two things to check before relying on a consumer plan for work: some Gemini app features have excluded the UK and EEA at launch, and Claude Mythos 5.1 is not available in the UK on any plan. Business and Enterprise tiers from every vendor add admin controls, data-processing terms and, in most cases, EU or UK data residency.
What this means for a UK business
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